Landlords 
Insurance at a glance
Insurance at a glanceLandlord insurance also provides the property owner with protection against legal liability claims if someone is injured or experiences property damage while on the property.
Who should consider it?
How does it work?
Case Study
Westlawn Insurance Brokers: Your Trusted Partner for Landlords Insurance
Expert Advice
Our team offers professional guidance and clear expectations to help you make informed decisions.
Tailored Policies
Custom-designed landlord insurance solutions that cater to your specific needs to protect your investment.
Extensive Coverage
Protecting your investment property against damage including loss or damage by your tenant and loss of rental income.
Streamlined Claims Process
We understand insurance claims can be stressful, we will guide and assist you
through every step.
Reliable Insurance Provider
Partnering with industry-leading insurers for dependable coverage.
Landlords Insurance with Westlawn Insurance Brokers
What it can cover?
Personalising Your Coverage, for the Best Protection
Customised Coverage for Your Investment Property: Recognising that protecting your investment is important to you, our policies are tailored to cover your property in case of damage, as well as events that result in loss of income. We offer a range of coverage options to suit your needs, ensuring protection that aligns with your specific needs.
Westlawn Insurance Brokers offers tailored coverage options to enhance the protection of your property. These include flood insurance, accidental damage coverage, and protection against loss or damage caused by tenants.
Prepare and protect your property against natural disasters with Westlawn Insurance Broker’s expertise. We not only insure your investment property but also provide valuable guidance on disaster preparedness, including how to safeguard your property against floods, storms, and bushfires.
In the unfortunate event of a disaster, we ensure that you have the right coverage to protect your investment. Understanding that each investment property is unique, we offer the flexibility to tailor your policy with the best options to meet your specific needs.
Here at Westlawn Insurance Brokers,
We Make Landlord Insurance Easy!
Initial Contact and Data Gathering
The journey to finding the right solution starts with understanding your needs. During the initial contact, our friendly and knowledgeable team will take the time to discuss your unique circumstances and goals. We’ll gather essential information about your assets, risks and coverage preferences to build a clear picture of your requirements. This thorough data-gathering process ensures we can identify the best policies to protect what matters most to you. At every step, we prioritise open communication and a hassle-free experience, setting the foundation for tailored insurance solutions.
Risk Assessment
At the heart of Westlawn Insurance Broker’s insurance services, is a thorough risk assessment process. Our team of experts evaluates the potential risks you face, taking into account your unique circumstances, industry trends, and any specific challenges associated with your assets or operations. By identifying potential vulnerabilities and understanding your risk profile, we can recommend tailored insurance solutions that provide the right level of protection. This proactive approach not only ensures comprehensive coverage but also helps to minimise exposures, giving you peace of mind knowing you’re well- prepared for the unexpected.
Customisation and Options
Based on the gathered information and risk assessment, Westlawn Insurance Broker’s team create a customised insurance package that addresses your specific needs. We present a range of insurance options and add-ons that could enhance coverage. This may include various types of insurance like Cyber Threat, Management Liability insurance, and Business Interruption insurance, among others.
Quote Presentation
Westlawn Insurance Brokers prepare and present a detailed quote outlining the coverage options, premiums and any recommendations for review and acceptance. Our team is available to answer any questions and to modify the quote based on additional requirements or adjustments.
Finalisation and Documentation
Once your are happy with the quote and ready to move forward, we’ll guide you through the final step of formalising the insurance contract. This process includes providing any additional documentation we may need, or we will provide payment options such as Premium Funding. Once everything is in order we will deliver the policy documents and Certificates of Currency from your insurer.
Our Strategic Partners
Frequently Asked Questions
Understanding Coverage
It covers damage to your home structure from incidents like fire, storm, or burglary, and loss or damage to personal belongings within the house, including furniture, electronics, and personal items.
Yes, typical exclusions include general wear and tear, damage due to neglect, or intentional damage. Certain natural disasters may also be excluded, depending on the policy.
Home offices are usually covered, but it’s important to specify the nature of the items (like office equipment) to ensure adequate coverage.
Yes, most policies provide coverage for temporary living expenses if your home is uninhabitable due to an insured event.
Policy Details and Options
Absolutely. You can decide the sum insured for both your home and contents, but it’s essential to ensure it accurately reflects the replacement value to avoid underinsurance.
You can update your policy at any time by contacting us. It’s advisable to review and update your policy regularly, especially after significant purchases or changes to your home.
Yes, we offer various discounts, including multi-policy discounts, loyalty discounts, and reduced rates for increased security measures at your home.
Factors include the location of your home, its construction materials, security features, the total value of contents, and your insurance history, among others.
Claims and Support
To file a claim, contact us immediately after an incident. Provide detailed information and any relevant documentation to support your claim.
Typically, you’ll need proof of ownership and value of the claimed items, such as receipts or valuation certificates, and any evidence of the damage or loss.
The processing time varies but we strive to handle claims efficiently. We’ll keep you informed throughout the process.
Yes, you can choose your repairer, although we can also recommend accredited professionals if needed.
Special Circumstances and Add-Ons
Yes, most policies cover events like storms and bushfires, but it’s important to check your policy for specific inclusions and exclusions.
High-value items can be covered, but they may need to be listed separately in your policy to ensure full coverage.
Some policies offer an ‘away from home’ cover for items you take outside, like laptops or cameras, but there may be limits on coverage.
Yes, accidental damage can be added as an extra to provide broader coverage for incidents like spills or breakages inside your home.